Real estate insurance syndicated.

Real estate insurance syndicated.

Real estate insurance syndicated.

Our platform gives real estate operators, owners, and investors full profit ownership of the real estate industry's first shared insurance group.

Our platform gives real estate operators, owners, and investors full profit ownership of the real estate industry's first shared insurance group.

Our platform gives real estate operators, owners, and investors full profit ownership of the real estate industry's first shared insurance group.

0K+

Doors Insured

Currently Generating

$0M+

In Distributions

Paid out annually

0%

Increase

On Cap Rates

Platforms used by our customers

Platforms used by our customers

Our Value-Add

Our Value-Add

Our Value-Add

Tailored benefits, net results

Tailored benefits, net results

Maximize NOI + Minimize Risk

For Owners & Investors

Increase NOI per door

Reduce claim frequency

100% COI Compliance

Reinsured, no downside risks

Efficiency + Centralization

For Operators & Managers

Less tickets, calmer move-ins

No chasing COIs or deposits

Instant Claim Collections

Zero staff training needed

Enhanced Experience

For Residents & Tenants

One-step move-in checklist

Every option, one provider

Opt-up or down at anytime

Getting rid of junk fees

Our Infrastructure

For Everyone

Internal Customer Support

M-F, 8 am to 11 pm EST

White-labeled Kits

Our templates, your brand

24/7 Automations

COI Monitoring, Reporting, and more

Our Product Suite

Our Product Suite

Our Product Suite

A one stop shop for it all

A one stop shop for it all

Liability + Contents

Standard lease obligation in all 50 states, customizable limits of coverage, and opt-up for personal contents.

Monthly Cost Breakdown:

Avg. Charge to Resident: $15

Avg. Policy Cost: $10

Estimated Policy Profit: $6

Estimated Net Profit: $11

Deposit Alternatives

Fully digital and automated, residents can either choose a refundable deposit or our non-refundable alternative.

Monthly Cost Breakdown:

Avg. Charge to Resident: $35

Avg. Policy Cost: $25

Estimated Policy Profit: $10

Estimated Net Profit: $18

Pet Liability + Damage

Replacing junk fees and avoidable pet rent with a win-win pet policy, because ESAs still cause damage and carry liability.

Monthly Cost Breakdown:

Avg. Charge to Resident: $45

Avg. Policy Cost: $35

Estimated Policy Profit: $15

Estimated Net Profit: $25

Resident Benefit Kits

A bundled benefit offering credit reporting, identity theft protection, and local shopping rewards.

Monthly Cost Breakdown:

Avg. Charge to Resident: $30

Avg. Policy Cost: $15

There are no policy profits.

Estimated Net Profit: $15

Our mission

This is not a traditional vendor relationship. Our platform enables the shared-ownership of a risk vehicle that was built to give profits to our customers, not take it from them.

We're bringing operators, owners, and investors together by joining in ownership of the real estate industry's first insurance group. The outcome?

Turn every insurance cost into a profitable asset you own

Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your resident's insurance costs. You and the people who make the real estate industry work should.

Turn insurance complexity into a centralized solution

Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without seeing any benefit in return.

Turn manual workflows into automated ops

Simplify every facet of insurance decisions for residents, operations, and finance teams down to automating: resident enrollment, insurance reporting and monitoring, and annual profit distributions.

Our mission

This is not a traditional vendor relationship. Our platform enables the shared-ownership of a risk vehicle that was built to give profits to our customers, not take it from them.

We're bringing operators, owners, and investors together by joining in ownership of the real estate industry's first insurance group. The outcome?

Turn every insurance cost into a profitable asset you own

Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your resident's insurance costs. You and the people who make the real estate industry work should.

Turn insurance complexity into a centralized solution

Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without benefitting from it.

Turn manual workflows into automated ops

Simplify every facet of insurance decisions for residents, operations, and finance teams down to automating: resident enrollment, insurance reporting and monitoring, and annual profit distributions.

Our mission

This is not a traditional vendor relationship. Our platform enables the shared-ownership of a risk vehicle that was built to give profits to our customers, not take it from them.

We're bringing operators, owners, and investors together by joining in ownership of the real estate industry's first insurance group. The outcome?

Turn every insurance cost into a profitable asset you own

Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your resident's insurance costs. You and the people who make the real estate industry work should.

Turn insurance complexity into a centralized solution

Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without seeing any benefit in return.

Turn manual workflows into automated ops

Simplify every facet of insurance decisions for residents, operations, and finance teams down to automating: resident enrollment, insurance reporting and monitoring, and annual profit distributions.

Case study

Case study

Case study

Centralizing a scattered-site manager

Centralizing a scattered-site manager

Centralizing a scattered-site manager

This manager didn't have a unified preferred resident insurance provider across their Single Family Rental portfolio. Their management team wanted to unify their scattered-site property workflows into centralized operations, and fully own the upside profit potential.

Insur3Tech was the only solution available that could handle every need for every resident, while also giving them the highest potential NOI.

0K
0K

Doors

Single Family Rentals

$250K+
$250K+

Added Monthly NOI

After Insur3Tech

Case study

Case study

Case study

30 days to switch for an owner-operator

30 days to switch for an owner-operator

They first reached out after Assurant announced they were ending their FlexDeposit program with only a 30 days notice. Then their preferred resident insurance provider, ePremium, couldn’t confirm COI compliance across their portfolio.

Once they found out about the profit ownership potential of our platform, they moved all of their resident programs over to Insur3Tech, giving us 3 weeks to complete the transition.

0K

Doors

Multifamily

0%

COI Compliance

Before Insur3Tech

How it works

We like to keep things nice and simple

Strategy Call

After a quick review of your portfolio, we confirm pricing of all current insurance costs, and estimate your monthly NOI.

Create & Manage

We create your account, set pricing for policies, and generate lease addendums for each property.

You Get Paid

Residents select their coverages and pay premiums, our team answers questions and handles claims, you get paid.

How it works

We like to keep things nice and simple

Strategy Call

After a quick review of your portfolio, we confirm pricing of all current insurance costs, and estimate your monthly NOI.

Create & Manage

We create your account, set pricing for policies, and generate lease addendums for each property.

You Get Paid

Residents select their coverages and pay premiums, our team answers questions and handles claims, you get paid.

How it works

We like to keep things nice and simple

Strategy Call

After a quick review of your portfolio, we confirm pricing of all current insurance costs, and estimate your monthly NOI.

Create & Manage

We create your account, set pricing for policies, and generate lease addendums for each property.

You Get Paid

Residents select their coverages and pay premiums, our team answers questions and handles claims, you get paid.

“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.

Dalia Kalgreen • Unified Residential

“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.

Dalia Kalgreen • Unified Residential

“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.

Dalia Kalgreen • Unified Residential

The difference

The difference

The difference

Why choose Insur3Tech over everyone else?

Why choose Insur3Tech over everyone else?

  • Other Providers

  • Admin fees only, no company profits

  • Admin fees only, no group profits

  • Admin fees only, no group profits

  • Only verifies COIs upon upload

  • Only verify COIs upon upload

  • Only verifies COIs upon upload

  • Covers one product per provider

  • One product per provider

  • Covers one product per provider

  • 12-18 month policy renewals

  • 12-18 month policy renewals

  • 12-18 month policy renewals

  • No coverage or financial protection for damages over insurance policy limits

  • No coverage or financial protection for damages over insurance policy limits

  • No coverage or financial protection for damages over insurance policy limits

  • Insur3Tech

  • Admin fees + 100% of group profits

  • 24/7 COI Monitoring and Compliance

  • Covers every and all products

  • No long-term contracts required

  • Financial protection for damages over insurance policy limits

  • Insur3Tech

  • Uncapped admin fees + policy profits

  • 24/7 COI Monitoring and Compliance

  • Covers every and all products

  • No long-term contracts required

  • Financial protection for damages over insurance policy limits

  • Insur3Tech

  • Admin fees + 100% of group profits

  • 24/7 COI Monitoring and Compliance

  • Covers every and all products

  • No long-term contracts required

  • Financial protection for damages over insurance policy limits

Customers who are benefitting from owning their insurance profits

Questions

Frequently Asked Questions

How is this legal?

Our licensed team of professionals manages, operates, and sells all insurance-related products - you simply own and retain the profits of it. Although it is illegal to sell insurance without being licensed to do so, it is fully legal to own and retain the profits of an insurance business. Anyone with a Robinhood or stock trading account can own stock in State Farm, Allstate, or Geico.

How long does this take to set up?

Our programs can be created within 48 hours, and are typically rolled out portfolio-wide in two weeks and within 30 days.

What happens if I have a large claim early on?

All of our programs are reinsured: meaning in the event you have a claim larger than the account funded, our reinsurer will cover all losses below $0.

Can you really offer the same level of service, coverage, and resources as other insurance companies in the space today?

We use the same third-party providers behind the scenes as the biggest renters insurance companies in the space, so we can cover and offer the same level of service that they can.

Is our cell grouped with other portfolios?

No, all our programs are independent to each portfolio, so your funds are only claimed against losses or damage to your own properties.

Are there any costs associated with signing up?

Our programs have no set up or initiation fee, so they cost nothing to structure and start profiting off of.

How is this different from a captive?

Captives are internal risk management programs, meaning they are generally used to insure your own assets or risk with your own money or insurance premiums. Our platform uses a risk retention model, meaning the industry can pool and retain profits from their resident's risk or insurance premiums.

Can you set up an insurance program for my own portfolio?

For larger sized portfolios (only recommended for 10,000+ units), we can structure an independent program that strictly captures the profits from your portfolio without sharing in the profits of the industry's grouped program. The cost associated with doing so is a one-time set up fee that ranges from $10,000-$20,000 and takes two weeks to complete, depending on the size and product options selected.

Questions

Frequently Asked Questions

How is this legal?

Our licensed team of professionals manages, operates, and sells all insurance-related products - you simply own and retain the profits of it. Although it is illegal to sell insurance without being licensed to do so, it is fully legal to own and retain the profits of an insurance business. Anyone with a Robinhood or stock trading account can own stock in State Farm, Allstate, or Geico.

How long does this take to set up?

Our programs can be created within 48 hours, and are typically rolled out portfolio-wide in two weeks and within 30 days.

What happens if I have a large claim early on?

All of our programs are reinsured: meaning in the event you have a claim larger than the account funded, our reinsurer will cover all losses below $0.

Can you really offer the same level of service, coverage, and resources as other insurance companies in the space today?

We use the same third-party providers behind the scenes as the biggest renters insurance companies in the space, so we can cover and offer the same level of service that they can.

Is our cell grouped with other portfolios?

No, all our programs are independent to each portfolio, so your funds are only claimed against losses or damage to your own properties.

Are there any costs associated with signing up?

Our programs have no set up or initiation fee, so they cost nothing to structure and start profiting off of.

How is this different from a captive?

Captives are internal risk management programs, meaning they are generally used to insure your own assets or risk with your own money or insurance premiums. Our platform uses a risk retention model, meaning the industry can pool and retain profits from their resident's risk or insurance premiums.

Can you set up an insurance program for my own portfolio?

For larger sized portfolios (only recommended for 10,000+ units), we can structure an independent program that strictly captures the profits from your portfolio without sharing in the profits of the industry's grouped program. The cost associated with doing so is a one-time set up fee that ranges from $10,000-$20,000 and takes two weeks to complete, depending on the size and product options selected.

Questions

Frequently Asked Questions

How is this legal?

Our licensed team of professionals manages, operates, and sells all insurance-related products - you simply own and retain the profits of it. Although it is illegal to sell insurance without being licensed to do so, it is fully legal to own and retain the profits of an insurance business. Anyone with a Robinhood or stock trading account can own stock in State Farm, Allstate, or Geico.

How long does this take to set up?

Our programs can be created within 48 hours, and are typically rolled out portfolio-wide in two weeks and within 30 days.

What happens if I have a large claim early on?

All of our programs are reinsured: meaning in the event you have a claim larger than the account funded, our reinsurer will cover all losses below $0.

Can you really offer the same level of service, coverage, and resources as other insurance companies in the space today?

We use the same third-party providers behind the scenes as the biggest renters insurance companies in the space, so we can cover and offer the same level of service that they can.

Is our cell grouped with other portfolios?

No, all our programs are independent to each portfolio, so your funds are only claimed against losses or damage to your own properties.

Are there any costs associated with signing up?

Our programs have no set up or initiation fee, so they cost nothing to structure and start profiting off of.

How is this different from a captive?

Captives are internal risk management programs, meaning they are generally used to insure your own assets or risk with your own money or insurance premiums. Our platform uses a risk retention model, meaning the industry can pool and retain profits from their resident's risk or insurance premiums.

Can you set up an insurance program for my own portfolio?

For larger sized portfolios (only recommended for 10,000+ units), we can structure an independent program that strictly captures the profits from your portfolio without sharing in the profits of the industry's grouped program. The cost associated with doing so is a one-time set up fee that ranges from $10,000-$20,000 and takes two weeks to complete, depending on the size and product options selected.

Get started

Owning insurance starts right here.

Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.

Get started

Owning insurance starts right here.

Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.

Get started

Owning insurance starts right here.

Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.

Insurance that drives real NOI.

Built for owners, operators, and residents.

Nothing on this website is intended to act as a solicitation or offer for the purchase or sale of insurance in any state where it is forbidden.

These benefits to Association members should not be construed as an offer to provide insurance or construed as an insurance product in any state where where it would be prohibited by law.

Member benefits are not available to tenants; they can only be accessed by landlord Association members.

All mentions of estimated profits and returns are not guaranteed, and can vary every year depending on underwriting performance level.

© 2026 Insur3Tech Insurance Services. All Rights Reserved.

Built in Chicago, IL & West Palm Beach, FL

Insurance that drives real NOI.

Built for owners, operators, and residents.

Nothing on this website is intended to act as a solicitation or offer for the purchase or sale of insurance in any state where it is forbidden.

These benefits to Association members should not be construed as an offer to provide insurance or construed as an insurance product in any state where where it would be prohibited by law.

Member benefits are not available to tenants; they can only be accessed by landlord Association members.

All mentions of estimated profits and returns are not guaranteed, and can vary every year depending on underwriting performance level.

© 2025 Insur3Tech Insurance Services.

Built in Chicago, IL & West Palm Beach, FL

Insurance that drives real NOI.

Built for owners, operators, and residents.

Nothing on this website is intended to act as a solicitation or offer for the purchase or sale of insurance in any state where it is forbidden.

These benefits to Association members should not be construed as an offer to provide insurance or construed as an insurance product in any state where where it would be prohibited by law.

Member benefits are not available to tenants; they can only be accessed by landlord Association members.

All mentions of estimated profits and returns are not guaranteed, and can vary every year depending on underwriting performance level.

© 2025 Insur3Tech Insurance Services.

Built in Chicago, IL & West Palm Beach, FL