Real estate insurance syndicated.
Real estate insurance syndicated.
Real estate insurance syndicated.
Our platform gives real estate operators, owners, and investors full profit ownership of the real estate industry's first shared insurance group.
Our platform gives real estate operators, owners, and investors full profit ownership of the real estate industry's first shared insurance group.
Our platform gives real estate operators, owners, and investors full profit ownership of the real estate industry's first shared insurance group.
Doors Insured
Currently Generating
In Distributions
Paid out annually
Increase
On Cap Rates
Platforms used by our customers
Platforms used by our customers
Our Value-Add
Our Value-Add
Our Value-Add
Tailored benefits, net results
Tailored benefits, net results
Maximize NOI + Minimize Risk
For Owners & Investors
Increase NOI per door
Reduce claim frequency
100% COI Compliance
Reinsured, no downside risks
Efficiency + Centralization
For Operators & Managers
Less tickets, calmer move-ins
No chasing COIs or deposits
Instant Claim Collections
Zero staff training needed
Enhanced Experience
For Residents & Tenants
One-step move-in checklist
Every option, one provider
Opt-up or down at anytime
Getting rid of junk fees
Our Infrastructure
For Everyone
Internal Customer Support
M-F, 8 am to 11 pm EST
White-labeled Kits
Our templates, your brand
24/7 Automations
COI Monitoring, Reporting, and more
Our Product Suite
Our Product Suite
Our Product Suite
A one stop shop for it all
A one stop shop for it all
Liability + Contents
Standard lease obligation in all 50 states, customizable limits of coverage, and opt-up for personal contents.
Deposit Alternatives
Fully digital and automated, residents can either choose a refundable deposit or a non-refundable alternative.
Pet Liability + Damage
Replacing junk fees and avoidable pet rent with a win-win pet policy, because ESAs still cause damage and carry liability.
Resident Benefit Kits
A bundled benefit offering credit reporting, identity theft protection, and local shopping rewards.
Our mission
This is not a traditional vendor relationship. Our platform enables the shared-ownership of a risk vehicle that was built to give profits to our customers, not take it from them.
We're bringing operators, owners, and investors together by joining in ownership of the real estate industry's first insurance group. The outcome?
Turn every insurance cost into a profitable asset you own
Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your resident's insurance costs. You and the people who make the real estate industry work should.
Turn insurance complexity into a centralized solution
Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without seeing any benefit in return.
Turn manual workflows into automated ops
Simplify every facet of insurance decisions for residents, operations, and finance teams down to automating: resident enrollment, insurance reporting and monitoring, and annual profit distributions.
Our mission
This is not a traditional vendor relationship. Our platform enables the shared-ownership of a risk vehicle that was built to give profits to our customers, not take it from them.
We're bringing operators, owners, and investors together by joining in ownership of the real estate industry's first insurance group. The outcome?
Turn every insurance cost into a profitable asset you own
Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your resident's insurance costs. You and the people who make the real estate industry work should.
Turn insurance complexity into a centralized solution
Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without benefitting from it.
Turn manual workflows into automated ops
Simplify every facet of insurance decisions for residents, operations, and finance teams down to automating: resident enrollment, insurance reporting and monitoring, and annual profit distributions.
Our mission
This is not a traditional vendor relationship. Our platform enables the shared-ownership of a risk vehicle that was built to give profits to our customers, not take it from them.
We're bringing operators, owners, and investors together by joining in ownership of the real estate industry's first insurance group. The outcome?
Turn every insurance cost into a profitable asset you own
Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your resident's insurance costs. You and the people who make the real estate industry work should.
Turn insurance complexity into a centralized solution
Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without seeing any benefit in return.
Turn manual workflows into automated ops
Simplify every facet of insurance decisions for residents, operations, and finance teams down to automating: resident enrollment, insurance reporting and monitoring, and annual profit distributions.
Case study
Case study
Case study
Centralizing a scattered-site manager
Centralizing a scattered-site manager
Centralizing a scattered-site manager
This manager didn't have a unified preferred resident insurance provider across their Single Family Rental portfolio. Their management team wanted to unify their scattered-site property workflows into centralized operations, and fully own the upside profit potential.
Insur3Tech was the only solution available that could handle every need for every resident, while also giving them the highest potential NOI.
Doors
Single Family Rentals
Added Monthly NOI
After Insur3Tech
Case study
Case study
Case study
30 days to switch for an owner-operator
30 days to switch for an owner-operator
They first reached out after Assurant announced they were ending their FlexDeposit program with only a 30 days notice. Then their preferred resident insurance provider, ePremium, couldn’t confirm COI compliance across their portfolio.
Once they found out about the profit ownership potential of our platform, they moved all of their resident programs over to Insur3Tech, giving us 3 weeks to complete the transition.
Doors
Multifamily
COI Compliance
Before Insur3Tech
How it works
We like to keep things nice and simple
Strategy Call
After a quick review of your portfolio, we confirm pricing of all current insurance costs, and estimate your monthly NOI.
Create & Manage
We create your account, set pricing for policies, and generate lease addendums for each property.
You Get Paid
Residents select their coverages and pay premiums, our team answers questions and handles claims, you get paid.
How it works
We like to keep things nice and simple
Strategy Call
After a quick review of your portfolio, we confirm pricing of all current insurance costs, and estimate your monthly NOI.
Create & Manage
We create your account, set pricing for policies, and generate lease addendums for each property.
You Get Paid
Residents select their coverages and pay premiums, our team answers questions and handles claims, you get paid.
How it works
We like to keep things nice and simple
Strategy Call
After a quick review of your portfolio, we confirm pricing of all current insurance costs, and estimate your monthly NOI.
Create & Manage
We create your account, set pricing for policies, and generate lease addendums for each property.
You Get Paid
Residents select their coverages and pay premiums, our team answers questions and handles claims, you get paid.
“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.”
Dalia Kalgreen • Unified Residential
“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.”
Dalia Kalgreen • Unified Residential
“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.”
Dalia Kalgreen • Unified Residential
The difference
The difference
The difference
Why choose Insur3Tech over everyone else?
Why choose Insur3Tech over everyone else?
Other Providers
Admin fees only, no company profits
Admin fees only, no group profits
Admin fees only, no group profits
Only verifies COIs upon upload
Only verify COIs upon upload
Only verifies COIs upon upload
Covers one product per provider
One product per provider
Covers one product per provider
12-18 month policy renewals
12-18 month policy renewals
12-18 month policy renewals
No coverage or financial protection for damages over insurance policy limits
No coverage or financial protection for damages over insurance policy limits
No coverage or financial protection for damages over insurance policy limits
Insur3Tech
Admin fees + 100% of group profits
24/7 COI Monitoring and Compliance
Covers every and all products
No long-term contracts required
Financial protection for damages over insurance policy limits
Insur3Tech
Uncapped admin fees + policy profits
24/7 COI Monitoring and Compliance
Covers every and all products
No long-term contracts required
Financial protection for damages over insurance policy limits
Insur3Tech
Admin fees + 100% of group profits
24/7 COI Monitoring and Compliance
Covers every and all products
No long-term contracts required
Financial protection for damages over insurance policy limits
Customers who are benefitting from owning their insurance profits
Questions
Frequently Asked Questions
How is this legal?
Our licensed team of professionals manages, operates, and sells all insurance-related products - you simply own and retain the profits of it. Although it is illegal to sell insurance without being licensed to do so, it is fully legal to own and retain the profits of an insurance business. Anyone with a Robinhood or stock trading account can own stock in State Farm, Allstate, or Geico.
How long does this take to set up?
Our programs can be created within 48 hours, and are typically rolled out portfolio-wide in two weeks and within 30 days.
What happens if I have a large claim early on?
All of our programs are reinsured: meaning in the event you have a claim larger than the account funded, our reinsurer will cover all losses below $0.
Can you really offer the same level of service, coverage, and resources as other insurance companies in the space today?
We use the same third-party providers behind the scenes as the biggest renters insurance companies in the space, so we can cover and offer the same level of service that they can.
Is our cell grouped with other portfolios?
No, all our programs are independent to each portfolio, so your funds are only claimed against losses or damage to your own properties.
Are there any costs associated with signing up?
Our programs have no set up or initiation fee, so they cost nothing to structure and start profiting off of.
How is this different from a captive?
Captives are internal risk management programs, meaning they are generally used to insure your own assets or risk with your own money or insurance premiums. Our platform uses a risk retention model, meaning the industry can pool and retain profits from their resident's risk or insurance premiums.
Can you set up an insurance program for my own portfolio?
For larger sized portfolios (only recommended for 10,000+ units), we can structure an independent program that strictly captures the profits from your portfolio without sharing in the profits of the industry's grouped program. The cost associated with doing so is a one-time set up fee that ranges from $10,000-$20,000 and takes two weeks to complete, depending on the size and product options selected.
Questions
Frequently Asked Questions
How is this legal?
Our licensed team of professionals manages, operates, and sells all insurance-related products - you simply own and retain the profits of it. Although it is illegal to sell insurance without being licensed to do so, it is fully legal to own and retain the profits of an insurance business. Anyone with a Robinhood or stock trading account can own stock in State Farm, Allstate, or Geico.
How long does this take to set up?
Our programs can be created within 48 hours, and are typically rolled out portfolio-wide in two weeks and within 30 days.
What happens if I have a large claim early on?
All of our programs are reinsured: meaning in the event you have a claim larger than the account funded, our reinsurer will cover all losses below $0.
Can you really offer the same level of service, coverage, and resources as other insurance companies in the space today?
We use the same third-party providers behind the scenes as the biggest renters insurance companies in the space, so we can cover and offer the same level of service that they can.
Is our cell grouped with other portfolios?
No, all our programs are independent to each portfolio, so your funds are only claimed against losses or damage to your own properties.
Are there any costs associated with signing up?
Our programs have no set up or initiation fee, so they cost nothing to structure and start profiting off of.
How is this different from a captive?
Captives are internal risk management programs, meaning they are generally used to insure your own assets or risk with your own money or insurance premiums. Our platform uses a risk retention model, meaning the industry can pool and retain profits from their resident's risk or insurance premiums.
Can you set up an insurance program for my own portfolio?
For larger sized portfolios (only recommended for 10,000+ units), we can structure an independent program that strictly captures the profits from your portfolio without sharing in the profits of the industry's grouped program. The cost associated with doing so is a one-time set up fee that ranges from $10,000-$20,000 and takes two weeks to complete, depending on the size and product options selected.
Questions
Frequently Asked Questions
How is this legal?
Our licensed team of professionals manages, operates, and sells all insurance-related products - you simply own and retain the profits of it. Although it is illegal to sell insurance without being licensed to do so, it is fully legal to own and retain the profits of an insurance business. Anyone with a Robinhood or stock trading account can own stock in State Farm, Allstate, or Geico.
How long does this take to set up?
Our programs can be created within 48 hours, and are typically rolled out portfolio-wide in two weeks and within 30 days.
What happens if I have a large claim early on?
All of our programs are reinsured: meaning in the event you have a claim larger than the account funded, our reinsurer will cover all losses below $0.
Can you really offer the same level of service, coverage, and resources as other insurance companies in the space today?
We use the same third-party providers behind the scenes as the biggest renters insurance companies in the space, so we can cover and offer the same level of service that they can.
Is our cell grouped with other portfolios?
No, all our programs are independent to each portfolio, so your funds are only claimed against losses or damage to your own properties.
Are there any costs associated with signing up?
Our programs have no set up or initiation fee, so they cost nothing to structure and start profiting off of.
How is this different from a captive?
Captives are internal risk management programs, meaning they are generally used to insure your own assets or risk with your own money or insurance premiums. Our platform uses a risk retention model, meaning the industry can pool and retain profits from their resident's risk or insurance premiums.
Can you set up an insurance program for my own portfolio?
For larger sized portfolios (only recommended for 10,000+ units), we can structure an independent program that strictly captures the profits from your portfolio without sharing in the profits of the industry's grouped program. The cost associated with doing so is a one-time set up fee that ranges from $10,000-$20,000 and takes two weeks to complete, depending on the size and product options selected.
Get started
Owning insurance starts right here.
Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.
Get started
Owning insurance starts right here.
Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.
Get started
Owning insurance starts right here.
Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.