About us

Who we are

Who we are

We're a team of technologists, insurance experts, and innovators who believe everyone should benefit from insurance profits, not just have to pay for it themselves. From Risk Retention Groups to captives, our team has insured and consulted with some of the leading industries, companies, and brands in the world before teaming up to build Insur3Tech.

We're a team of technologists, insurance experts, and innovators who believe everyone should benefit from insurance profits, not just have to pay for it themselves. From Risk Retention Groups to captives, our team has insured and consulted with some of the leading industries, companies, and brands in the world before teaming up to build Insur3Tech.

50K+

Doors Insured

Currently generating

$14M+

In Distributions

Paid to owners

10%+

Average Decrease

In Insurance Costs

Brands we've helped build an insurance program for

Brands we've helped build an insurance program for

“Insurance companies have been taking money out of the real estate industry's hands for decades, we're simply giving it back .

“Insurance companies have been taking money out of the real estate industry's hands for decades, we're simply giving it back .

Nicolas Lares • Founder & CEO • Insur3Tech

Case study

A new multifamily owner in Georgia

A new multifamily owner in Georgia

The owner was part of a syndication group before venturing out and raising his own fund, and wanted to prove he could generate a better return of his capital on his own. Enter an 80 unit apartment complex in Columbus, GA that he was underwriting and asked for a proposal on it...

His combined captive insurance programs now generate a net surplus of approximately $2,400 annually, above what he pays for his own property insurance premium.

45

Doors

Multifamily

$0K+

Net Insurance Profit

Net Profit

Through Insur3Tech

Our mission

This is not a traditional vendor relationship. Our platform enables the shared-ownership of layered insurance programs that were built to keep insurance profits within the industry, not take them out from it.

We're bringing operators, owners, and investors together by joining in the real estate industry's first shared insurance group. The outcome?

Turn every insurance cost into a profitable asset you own

Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your residents' or tenants' insurance costs. You and the people who make the real estate industry work should.

Turn insurance complexity into a centralized solution

Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without seeing any benefit in return.

Turn manual workflows into automated ops

Simplify every facet of insurance decisions from commercial tenants and residents, property owners or operators, and everything in the middle. From enrollments, reporting, and annual profit distributions.

Our mission

This is not a traditional vendor relationship. Our platform enables the shared-ownership of layered insurance programs that were built to keep insurance profits within the industry, not take them out from it.

We're bringing operators, owners, and investors together by joining in the real estate industry's first shared insurance group. The outcome?

Turn every insurance cost into a profitable asset you own

Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your residents' or tenants' insurance costs. You and the people who make the real estate industry work should.

Turn insurance complexity into a centralized solution

Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without benefitting from it.

Turn manual workflows into automated ops

Simplify every facet of insurance decisions from commercial tenants and residents, property owners or operators, and everything in the middle. From enrollments, reporting, and annual profit distributions.

Our mission

This is not a traditional vendor relationship. Our platform enables the shared-ownership of layered insurance programs that were built to keep insurance profits within the industry, not take them out from it.

We're bringing operators, owners, and investors together by joining in the real estate industry's first shared insurance group. The outcome?

Turn every insurance cost into a profitable asset you own

Third-party providers and insurance companies shouldn’t be the ones profiting the most from you and your residents' or tenants' insurance costs. You and the people who make the real estate industry work should.

Turn insurance complexity into a centralized solution

Forget the operational complexity of managing multiple insurance vendors, or constantly worrying about the horror stories of insurance premiums increasing every year without seeing any benefit in return.

Turn manual workflows into automated ops

Simplify every facet of insurance decisions from commercial tenants and residents, property owners or operators, and everything in the middle. From enrollments, reporting, and annual profit distributions.

Customers who are benefitting from owning their resident's insurance profits

Customers who are benefitting from owning their resident's insurance profits

“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.

Dalia Kalgreen • Unified Residential

“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.

Dalia Kalgreen • Unified Residential

“We’ve never been able to rollout a solution that fast and easy before, and our team couldn't be happier with the results.

Dalia Kalgreen • Unified Residential

Case study

30 days to switch for an owner-operator

30 days to switch for an owner-operator

They first reached out after Assurant announced they were ending their FlexDeposit program with only a 30 days notice. Then after running the numbers on their renters insurance, they realized they were leaving a lot of profit on the table…

Once they found out about the profit ownership potential of our platform, they moved all of their resident programs over to Insur3Tech, giving us 3 weeks to complete the transition.

0K

Doors

Multifamily

$0K+

Boost in MRR

After Insur3Tech

Get started

Owning insurance starts right here.

Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.

Get started

Owning insurance starts right here.

Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.

Get started

Owning insurance starts right here.

Book a 30 min strategy call and we'll walk you through joining the real estate industry's first syndicated insurance group.

Insurance that drives real NOI.

Built for the real estate industry. Owners and operators, residents and tenants.

Nothing on this website is intended to act as a solicitation or offer for the purchase or sale of insurance in any state where it is forbidden.

These benefits to members should not be construed as an offer to provide insurance or construed as an insurance product in any state where where it would be prohibited by law.

Member benefits are not available to tenants; they can only be accessed by landlord Association members.

All mentions of estimated profits and returns are not guaranteed, and can vary every year depending on underwriting performance level.

© 2026 Insur3Tech Insurance Services. All Rights Reserved.

Built in Chicago, IL & West Palm Beach, FL

Insurance that drives real NOI.

Built for the real estate industry. Owners and operators, residents and tenants.

Nothing on this website is intended to act as a solicitation or offer for the purchase or sale of insurance in any state where it is forbidden.

These benefits to members should not be construed as an offer to provide insurance or construed as an insurance product in any state where where it would be prohibited by law.

Member benefits are not available to tenants; they can only be accessed by landlord Association members.

All mentions of estimated profits and returns are not guaranteed, and can vary every year depending on underwriting performance level.

© 2025 Insur3Tech Insurance Services.

Built in Chicago, IL & West Palm Beach, FL

Insurance that drives real NOI.

Built for the real estate industry. Owners and operators, residents and tenants.

Nothing on this website is intended to act as a solicitation or offer for the purchase or sale of insurance in any state where it is forbidden.

These benefits to members should not be construed as an offer to provide insurance or construed as an insurance product in any state where where it would be prohibited by law.

Member benefits are not available to tenants; they can only be accessed by landlord Association members.

All mentions of estimated profits and returns are not guaranteed, and can vary every year depending on underwriting performance level.

© 2025 Insur3Tech Insurance Services.

Built in Chicago, IL & West Palm Beach, FL